Privacy Policy Notice

Effective Date: 3/1/2025

In this notice, Digital Writers LLC (doing business as "Prime Term") discloses information about its data processing practices. Terms defined in the California Consumer Privacy Act (CCPA) have the same meaning when used in this notice.

As described in more detail below, the main purpose of our collection and use of personal information is to communicate with licensed insurance agents and facilitate the sale of life insurance products to individuals who express interest in such products.

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### I. Personal Information We Collect

Digital Writers LLC may collect or obtain the following categories of personal information:

| Category | Examples |

|--------------|-------------|

| Identifiers | Real name, postal address, email address, Social Security number, driver’s license number |

| Personal information categories listed in the California Customer Records statute | Physical characteristics or description, address, telephone number, insurance policy number, financial information, medical information, health insurance information |

| Protected classification characteristics under California or federal law | Age, race, marital status, medical condition, sex, veteran or military status |

| Commercial information | Products or services purchased |

| Internet or other similar network activity | Information on a user’s interaction with our websites, applications, or advertisements |

| Professional or employment-related information | Current or past job history |

We do not collect biometric information, geolocation data, sensory data, or non-public education information.

Most of the information collected consists of contact information for licensed insurance agents and consumers seeking life insurance products.

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### II. Sources of Personal Information

We may collect personal information from:

- Directly from users (electronically, phone, or mail)

- Our affiliates and business partners

- Client referrals

- Data verification services

- User browsers

- Marketing vendors and advertising networks

- Social media platforms

Agent data is primarily collected when they choose to affiliate with our company. Consumer data is collected through inquiries and referrals regarding life insurance services.

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### III. Use of Personal Information

Digital Writers LLC may use personal information for:

- Providing products and services

- Responding to inquiries

- Processing transactions

- Customizing content and communication

- Legal compliance

- Protecting the rights and safety of users and the public

Information about agents is used to communicate and compensate them. Consumer information is used to respond to inquiries and provide policy services.

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### IV. Sharing Personal Information

We do not disclose your personal information to third parties except to insurance carriers for underwriting purposes.

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### V. Rights and Choices for California Residents

If you're a California resident, you have rights under the CCPA:

1. Access & Data Portability:

You can request details on the personal data we’ve collected over the last 12 months.

2. Deletion Rights:

You can request we delete your personal data, subject to legal exceptions.

3. Right to Opt-Out of Sales:

We do not sell the personal information of consumers under age 16. You may opt-out at any time.

Exercising Your Rights:

To exercise these rights, you may:

- Call us at 2144054023

- Visit: https://primeterm.io

- Email: [email protected]

Your request must be verifiable. We’ll respond within 45 days unless an extension is necessary.

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### VI. Non-Discrimination Under CCPA

We will not discriminate against you for exercising your CCPA rights. This means we will not:

- Deny you goods or services

- Charge different prices or rates

- Provide a different level or quality of service

- Suggest any penalty or reduction in service for exercising your rights

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### VII. Contact Information

If you have any questions or would like to exercise your rights, please contact us:

Phone: 2144054023

Email: [email protected]

Website: https://primeterm.io

Mailing Address:

Digital Writers LLC (dba Prime Term)

302 Silver Oak Dr

Grapevine, TX 76051